PERTH MORTGAGE OPTIONS

Helping you to Settle in Perth

You need a Perth mortgage and don't know where to start? or perhaps you think a Perth mortgage is not an option as you have only just arrived in Perth?

Many new migrant think they wont be able to apply for a mortgage to buy their own home in Perth until they have lived here a while.
THIS IS NOT TRUE, YOU CAN PROBABLY APPLY FOR A HOME LOAN NOW
For example we arrived in Australia in October 2003 got a home loan and the

PERTH FINANCE

Australian Tax

Home Loan

Banking

Superannuation

Transfering your Pension

Tax Return

State Benefits

Tax File Number

Currency Exchange

first time home owners grant (FHOG) and moved into our first Australian home 8 weeks later.
There are many different loan products available so it can sometimes be confusing. Speak with a mortgage broker first, they have access to a majority of the lenders and can compare all the different products for you on their software (which is updated with whats new daily).
The most suitable product for you will depend on your current employment and financial circumstances. A Mortgage Broker would explain all this to you along with the benefits of each product.

If you have a good deposit but still have to find employment you may find, that what is called a No Doc Loan may be an option (be careful though as there can be unexpected costs with such a loan. Get your mortgage broker to explain the get in cost and the get out cost).
With a No Doc you are required to put down a large deposit and as the name suggests with a No Doc Loan, you will not be required to provide proof of income, you will simply sign a statement to say that you can afford the loan.
As a migrant from the UK I have already been through the home loan process in Perth so I know what to look out for. I am happy to share my experiences with you and guide through the process.
If you would like to be comtacted by a Mortgage Broker who can guide you through the process of buying your first home and advise you on what you will be able to afford or if you have any questions just fill the form out below. You will be contacted by Your Personal Mortgage Consultant will have access to a panel of lenders and different products. It is their job to understand your requirements and circumstances and help you to select the product that best suits you. They can save you heaps of time and take away the hassle of visiting every lender yourself.

Your Perth Mortgage

If you would like to take the fist step to buying your first home in Perth or would just like to be kept up to date with the Perth home loan market then fill out your details below and I will keep you informed :-)

Home Loan Enquiry

Please note that all fields followed by an asterisk must be filled in.

First Name*
First Name*

Last Name*
Last Name*

Street Address*
Street Address*

City

Zip/Postal Code

Country*
Country*

Home Phone

Fax

E-mail Address*
E-mail Address*

Repeat E-mail Address*
Repeat E-mail Address*

How would you best describe your current position*
How would you best describe your current position*

What is your resident status*
What is your resident status*

Deposit on hand*
Deposit on hand*

Income details (if you are waiting to migrate then an estimate of what you think they will be)*
Income details (if you are waiting to migrate then an estimate of what you think they will be)*

Further Information

Please enter the word that you see below.

Hey and don't wait until you get here, feel free to contact me anytime about your Perth mortgage. I am happy to chat and answer your questions, remember I was in your shoes once.

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