Helping with your Move to Perth
Everything completed on your migration checklist? Are you ready for the BIG MOVE??? Are you sure??
There is so much you need to remember so below I have drawn up a migration checklist to help you make those last minute checks.
OPEN AN INTERNET BANK ACCOUNT
I have an account with First Direct who offer an excellent internet banking service. I can see what's happening with my account and transfer money to pay bills such as my credit card from the other side of the world.
CLOSE UNWANTED BANK ACCOUNTS
Close down all those accounts you no longer require but remember to check you leave at least one current account open when you immigrate, preferably one that provides internet banking (if necessary arrange for a trusted person to have power of attorney). Even though you are immigrating to another part of the world you will you still have the need to keep some £££.
OPEN AN AUSTRALIAN BANK ACCOUNT
You can open an Australian bank account before you leave the UK, you don't need to wait until you arrive here in Perth. You will need an Australian Bank account to keep your Australian $$$$ in.
The Commonwealth Bank of Australia have a London based migrant banking service and they hold migration days at locations around the UK.
HAVE VALID CREDIT CARD
If you don't have one it would be a good idea to get one for when you arrive in Australia. This was an Australian financial consideration I was pleased I made. It makes booking & paying for accommodation, rental cars etc much easier when you first arrive in Perth.
If you can't pay your Credit Card bill via on line banking be sure to make provisions for someone trusted to pay it for you in your home country
I use my English Credit Card for birthdays and Christmas back in the UK. I order gifts from UK based companies and have presents delivered direct without getting stung by the exchange rate. By leaving a little money in a UK bank account I can pay for the gifts on my Barclaycard and pay the balance off the card each month in full. I have also found that leaving some money was a useful fund when I made a trip back earlier this year.
CANCEL UNWANTED CREDIT CARDS
Make a checklist of all the credit and store cards you have. If you are anything like me you will have a little collection. Before immigrating clear all outstanding debts and cancel the cards you no longer need marking them off as canceled on your moving checklist as you go.
- Social Security (if applicable),
They all will need to know you are immigrating and no longer living in the UK
CLAIM BACK ANY TAX DUE FROM THE INLAND REVENUE
When you finish working and before you move you need to inform your tax office that you will not be working in the UK. You do not necessarily state that you are migrating.
You will need to complete form P85 and form IR138
Check they are up to date (and sufficient supply to last at least your first month after moving to Australia) for any prescription medicines or treatments. Also get a copy of all of your medical and dental records and bring them with you to Australia.
Be sure to organise insurance for your personal belongings and medical cover until you have Australian insurance in place.
Make sure you have insurance cover for medical and personal effects that will cover you while you are moving to Australia and covers you until you have your Australian insurance in place.
You are best to keep all important documentation with you when you travel to Australia. You will need copies of the following documents as applicable. :-
- Birth certificates
- Marriage (and divorce if applicable) certificates
- Qualifications from school onwards
- Job and employment references
- Proof of no claim bonus for insurance (yes it counts over here and can save you heaps)
- Life insurance and all other insurance documents
- Your Will
- Full records of any trusts and companies you have that will be fully operational after you migrate.
- Receipts of all accounts which have been fully paid up before you leave including sale of car etc...
- Evidence of all investments.
- Letters from banks where you have had loans if available.
- School/academic records for your children
- Immunisation certificates
- Updated CV's
Just in case any important documentation gets misplaced during the move you will find it useful to take a photocopy and keep the documents separate.
Get your lawyer or solicitor to update your Will before you leave for WA and be sure to get a new one done as soon as you arrive. If you have anything outstanding in your home country such as a house sale or any other legal matters be sure to instruct them to act for you
If you die without a will in Australia your estate will be distributed different than in the UK. For example if Gareth and I were to both die in a car crash then because I am the eldest of the two of us I would be considered as the person who died first. This means that without a will Gareth's family will inherit the whole estate. Without a will some of your estate may go to the government.
OPEN AN EMAIL ACCOUNT
Open a gmail or yahoo e-mail account (its free) and send details to your friends and family including any important contacts they may need to know. You will be able to access your e-mail at an internet cafe while you are in temporary accommodation. This is important to remember as it may be the only way you have to keep in touch in the first few weeks. REMEMBER if you use an internet provider in the UK and have a UK e-mail address through them, then this will not be accessible once you are in Australia. Create your new address NOW while you are thinking about it and start to use instead of your UK one.
Migration Checklist, Migration Stories, Transfering your UK Pensions, Removal Guide, No Going Back, Taking Your Car, Taking Your Pet,
Airport Transfer,Keeping in Touch
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